The 10 Most-Stolen Cars and the Cost of Theft Insurance

At NerdWallet, we adhere to strict standards of editorial integrity to help you make decisions with confidence. Many or all of the products featured here are from our partners. Here’s how we make money. Driving an older vehicle is often a smart financial decision, as they’re typically more affordable to buy and insure. But an […]

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Denied Car Insurance? Hope Floats in the Assigned-Risk Pool

If your driving history is full of transgressions, finding a company that’ll sell you a car insurance policy can be difficult. A couple infractions could cause higher rates, but rack up too many serious convictions or tickets and insurers may prefer not to get involved with you at all. This creates big problems if you own a car […]

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Understanding Uninsured Motorist Property Damage Insurance

At NerdWallet, we adhere to strict standards of editorial integrity to help you make decisions with confidence. Many or all of the products featured here are from our partners. Here’s how we make money. Uninsured motorist property damage coverage, also known as UMPD, sounds sensible: If someone without car insurance hits your car, UMPD pays […]

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Getting a Pass: Car Insurance Accident Forgiveness

Many car insurance companies offer accident forgiveness, a feature that could prevent your premiums from rising at renewal time if you’ve caused a car accident. Typically, it costs extra to add to your regular car insurance policy and requires you have a clean driving record for several years before you can opt in. Accident forgiveness may […]

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Esurance vs. Allstate: What’s the Difference?

Allstate owns Esurance, but the two insurance companies take very different approaches to business. Here’s a detailed look at what differentiates them. Allstate vs. Esurance: insurance options   Allstate Esurance Car insurance Yes, in all states Yes, in 43 states Usage-based car insurance Yes Yes, in seven states Insurance for other vehicles (motorcycles, RVs, boats) […]

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