Planning and Paying for a Diagnostic Procedure

Millions of diagnostic exams are performed in the United States each year, but they’re not simple or cheap. In fact, planning and paying for these often-essential procedures can be confusing and expensive. Most of the time, a doctor will recommend a diagnostic test — such as a MRI, X-ray or echocardiogram — so he or she can better understand […]

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Plan Ahead to Ease the Pain of Major Medical Expenses

By Eric Toya Major medical expenses can cause tremendous financial hardship. In fact, a 2013 NerdWallet study found that medical bills are the leading cause of personal bankruptcy. All medical bills can potentially be overwhelming, but the difference between emergency and anticipated expenses is your ability to plan for the latter. It pays to think ahead […]

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Avoid Surprise Medical Bills by Understanding Provider Network

It’s the kind of surprise nobody wants: staying on top of your medical expenses only to find you’ve accidentally used an out-of-network doctor and now face a huge bill. The situation is common enough to have a name: surprise medical billing. It happens most often when patients go to a hospital in their provider network where […]

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How to Spend Your Extra FSA Money Before It's Gone

Flexible spending arrangements (FSAs) can help you spend less on health care, but only if you use yours correctly — by spending all the money in it before a year-end deadline. FSAs are tax-advantaged accounts that can be used for medical expenses only; they’re sometimes also called flexible spending accounts. They’re different from health savings […]

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How the Affordable Care Act — 'Obamacare' — Affects You

President Barack Obama’s signature health care law has been around since March 2010, but even if you know the Affordable Care Act by its nickname, “Obamacare,” you might not know how it affects you. So what is “Obamacare”? The goals of the law were to increase access to health care, lower the overall cost of care, […]

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