Exactly what is a Waiver of Subrogation?

The look at every contract you sign effortlessly its requirements and clauses is actually a highly important risk management consideration. Including a contract’s waiver of subrogation clause. To learn exactly what a waiver of subrogation does, you’ll want to understand what subrogation means. Subrogation is actually a basic insurance concept applied to insurance contracts. If […]

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Data Breaches: An ever growing D&O Concern

A data breach might be a devastating event, affecting a firm financially and damaging its reputation with customers. But as a director or officer your company, you face litigation risks using the decisions you’re making pursuing the breach in addition, on how you influence cyber security policies, since will often be considered board-level issues. Should […]

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Use Caution When Implementing Wellness Programs

The Equal Employment Opportunity Commission (EEOC)?recently sued against three employers alleging their own wellness programs violated the Americans with Disabilities Act (ADA) plus the Genetic Information Nondiscrimination Act (GINA). Flambeau Inc., Honeywell and Orion Energy Systems are facing litigation from the EEOC since the companies imposed penalties and fines against employees who could not take […]

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Checklist: Electrical Safety at your residence

Electrical appliances provide convenience and enjoyment for the family. However, items like lamps, televisions and electrical outlets can also pose serious injury risks. To minimize the opportunity for danger, walk through your house and identify all the items who make use of electricity. After you’ve done that, utilize following recommendations as precautions to relieve potential […]

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New Obesity Classification and just how It Affects Workers’ Compensation

The Ama (AMA) recently reclassified obesity as the treatable disease. This new classification can increase your workers’ compensation costs because when employees see their doctors because of on-the-job injuries, doctors needs to treat ?those workers for obesity too. Historically, with regard to workers’ compensation, overweight problems have been considered a comorbidity, meaning this can be […]

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Why is it that I needed Directors and Officers Insurance?

Directors and officers lead to making the tough choices that may make-or break-a company’s fortunes. By this, the doctor has to take into account the needs of employees, customers and shareholders, while don’t forget corporate suggestions. Limited or imperfect information and tight deadlines add to the overall complexity of your decision-making process which enable it […]

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